The Role of EDR (Event Data Recorder) in Insurance Claims

What does the insurance company seek in a car collision?

Car accidents covered by insurance necessitate financial compensation and protection as per the insurance agreement. These claims typically address property damage, including vehicle repairs, and compensation for injuries to the insured or third parties. Insurance companies aim to manage the financial risks associated with legitimate claims efficiently, striving to offer reasonable services and expedite vehicle repairs post-accident.

In collision cases, insurance companies primarily seek information on:

• Vehicle and occupant status to facilitate prompt services like towing and medical assistance.
• Accident cause to establish liability.
• Identification and injuries of those involved, clarifying their relation to the accident.
• Extent of vehicle damage and repairability.

Why is Event Data Recording System Critical to Insurance Claims?

As vehicle safety systems and mechanisms for bodily injury become increasingly complex, insurance companies face greater challenges in claims investigation. Data recording system data can assist insurance companies in better understanding vehicle safety performance and bodily injury mechanisms in larger-scale accidents. In specific claims cases, data recording system can help comprehensively understand the causes of accidents and bodily injuries. With a deeper understanding of these aspects, insurance companies can better manage their operational risks.

Accessing EDR information is no longer a hard task!

HEDR, which R&Ded by HD International could collects and analyzes electronic data from the five seconds prior to an automobile accident. It extracts parameters such as vehicle speed, acceleration, brake pedal position, steering angle, etc., relevant to accident investigation and evidence gathering, thus enabling electronic data retrieval for automobiles. This provides authoritative data for traffic accident investigations, judicial appraisals, insurance claims, insurance anti-fraud measures, vehicle evaluations, and other related purposes.